Sadaf was born in North Carolina to parents of South Asian origin. She obtained her Doctorate in Pharmacy while in Chicago, Illinois.
She subsequently began online studies in the Shariah sciences with Shaykh Faraz Rabbani and Ustadha Hedaya Hartford, followed by completion of an Alimah curriculum with various Hanafi scholars and muftis based in India and the United States. She continues to study both online and in person with Islamic scholars such as Shaykh Nuh Keller, Ustadha Besa Krasniqi, and Shaykh Ashraf Muneeb. She currently teaches and resides in Chicago with her husband.